Collections/Debt Settlement
The consumer often faces collection issues with delinquent accounts or accounts that may not belong to the consumer.
A creditor uses various means to collect on delinquent accounts and is legally required to conform its conduct to various consumer laws such as the Fair Debt Collection Practices Act (“FDCPA”), the Fair Credit Reporting Act (“ FCRA”), and the Florida Consumer Collection Practices Act (“FCCPA”) among others. Furthermore, the consumer has rights under these same laws.
We are here to provide assistance with:
Ensuring that the creditor complies with collection laws.
Negotiating with creditors for affordable payment terms
Bankruptcy as an alternate consideration
Credit reporting issues
Post-Judgment collection matters
Sometimes consumers need help regaining control of their financial responsibilities and The Colbert Law Firm is available to support you during this time.
